Leaving aside your well-being, with the way insurance works these days, no one ever wants to be involved in a fender bender or any kind of accident, for that matter, but like it or not, it's something we all have to live with when it happens.
One thing to always keep in mind when you're involved in a crash, is to keep a cool head even if you're frustrated, something that this middle-aged woman did not do, though, in all fairness, the other party, a young (we assume) man, wasn't exactly helping out the situation…
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